BMW X3 — Buyer's Guide

Reliability, safety, running costs and what to check before you buy.

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BMW X3 overview

With 122,669 currently licensed in the UK, the BMW X3 is one of Britain's most popular cars.

Euro NCAP awarded the X3 5 stars in 2017, with 93% adult occupant and 79% child protection scores.

It has a 80.5% first-time MOT pass rate — above the UK national average of 72%. Common MOT failure areas include suspension, brakes, oil leaks.

Annual running costs are estimated at £3,811 for a typical 5-year-old example, breaking down to £318/month or 48p/mile.

Theft risk is rated moderate at 10.2 per 1,000 registered vehicles.

NCAP Safety

2017

MOT Pass Rate

80.5%

85,000 tests

Monthly Cost

£318

est. annual total

New From

£55,000

Safety rating

Euro NCAP tested the X3 in 2017 and awarded it 5 out of 5 stars.

Adult Occupant

93%

Child Occupant

79%

Pedestrian

80%

Safety Assist

73%

Safety recalls

There are 56 known DVSA recalls affecting the BMW X3. Enter a registration number to check whether a specific vehicle is affected.

R/2025/327

Affected vehicles may be fitted with a drivers airbag which may deploy with too much explosive force causing sharp metal fragments to be released into the cabin. It has the potential to fatally or seriously injure vehicle occupants.

Build dates: 2006-01-08 to 2010-08-18

R/2025/349

Affected vehicles are already included in Safety Recalls within the markets they have previously resided in. The vehicles may be fitted with a driver and/or passenger airbag/s which if deployed may do so with excessive force causing sharp metal fragments to be released this may cause serious injury which could prove fatal to people in the vicinity.

Build dates: 2003-07-29 to 2010-07-01

R/2025/349

Affected vehicles are already included in Safety Recalls within the markets they have previously resided in. The vehicles may be fitted with a driver and/or passenger airbag/s which if deployed may do so with excessive force causing sharp metal fragments to be released this may cause serious injury which could prove fatal to people in the vicinity.

Build dates: 2010-05-24 to 2017-08-18

R/2025/535

A quality check has revealed a potential issue with the steering gear software program which monitors the function of two sensors and compares the signals. In the vehicles concerned due to an error in the software the failure of a sensor may not always be detected correctly. When a failure has been detected correctly the driver is notified of it by a Check Control message on the Central Display and minimal change to steering feel.

Build dates: 2024-08-26 to 2025-10-09

R/2025/405

For affected vehicles there is a concern involving water ingress and corrosion to the starter motor for where a short circuit cannot be ruled out. It is strongly recommended to park the vehicle outdoors and not in the immediate vicinity of buildings until the repair has been carried out.

Build dates: 2017-07-14 to 2020-11-05

+ 51 more recalls. Check a specific vehicle to see the full list.

Reliability & MOT

Based on 85,000 MOT tests, the X3 has a first-time pass rate of 80.5% above the UK national average of 72%.

This is a positive sign for reliability. The X3 is less likely to have issues at MOT time than the average car on UK roads.

Running costs

Annual running costs for a typical 5-year-old BMW X3 are estimated at around £3,811 per year, or £318 per month.

Fuel

£1,139

/year

Road Tax

£195

/year

Depreciation

£2,222

/year

MOT

£55

/year

Estimated annual running costs based on available data. Excludes insurance, parking, and finance costs. Actual costs depend on your driving habits and circumstances.

Fuel economy

The X3 achieves a combined fuel economy of around 46.3 mpg (34.4 mpg urban, 44.8 mpg extra-urban).

VariantFuelCombinedEngine
X3DIESEL/ELECTRIC46.3 mpg2.0L
X3PETROL/ELECTRIC39.2 mpg2.0L
X3PETROL/ELECTRIC35.3 mpg3.0L
X3 SERIES E83DIESEL43.5 mpg2.0L
X3 SERIES E83PETROL30.4 mpg2.0L
X3 SERIES E83PETROL25.2 mpg2.5L
X3 SERIES E83PETROL30.4 mpg2.5L
X3 SERIES E83PETROL23.3 mpg3.0L

Depreciation

Starting from £55,000 new, a BMW X3 typically retains about 56% after 3 years and 46% after 5 years.

AgeRetainedEst. ValueLost
1 year75%£41,250−£13,750
2 years64%£35,050−£19,950
3 years56%£30,850−£24,150
4 years50%£27,750−£27,250
5 years46%£25,550−£29,450
6 years43%£23,750−£31,250
7 years41%£22,350−£32,650
8 years39%£21,200−£33,800
9 years37%£20,150−£34,850
10 years35%£19,150−£35,850

Theft risk

The X3 has a theft rate of 10.2 per 1,000 registered vehicles, rated moderate compared to the national average of 5.5 per 1,000.

How common is the X3?

There are currently 122,669 licensed and 5,471 SORN X3s in the UK (128,140 total). This makes it a very common vehicle on UK roads.

Frequently asked questions

Is the BMW X3 reliable?

The X3 has a 80.5% first-time MOT pass rate based on 85,000 tests — above the UK national average of 72%. This suggests good overall reliability.

How safe is the BMW X3?

Euro NCAP awarded the X3 5 out of 5 stars when tested in 2017. It scored 93% for adult occupant protection, 79% for child occupant protection, 80% for vulnerable road users, and 73% for safety assist features.

How much does a BMW X3 cost to run?

Annual running costs for a typical 5-year-old X3 are estimated at around £3,811 per year (£318/month). This includes fuel, road tax, depreciation, and MOT fees — but excludes insurance, servicing, and repairs.

Are there any recalls on the BMW X3?

There are 56 known safety recalls affecting the X3. These are issued by the DVSA when a safety defect is found. You can check if a specific vehicle is affected by entering its registration number.

Is the BMW X3 likely to be stolen?

The X3 has a theft rate of 10.2 per 1,000 registered vehicles, which is rated moderate compared to the national average of 5.5 per 1,000. Standard security precautions should be sufficient.

How much does a new BMW X3 cost?

A new X3 starts from around £55,000. After 5 years, a typical example retains about 46% of its original value.

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