Jaguar Xf — Buyer's Guide

Reliability, safety, running costs and what to check before you buy.

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Jaguar Xf overview

With 90,029 currently licensed in the UK, the Jaguar Xf is one of Britain's well-known cars.

Euro NCAP awarded the Xf 5 stars in 2015, with 93% adult occupant and 88% child protection scores.

It has a 73.2% first-time MOT pass rate — above the UK national average of 72%. Common MOT failure areas include suspension, brakes, oil leaks.

Annual running costs are estimated at £3,789 for a typical 5-year-old example, breaking down to £316/month or 47p/mile.

Theft risk is rated moderate at 5.6 per 1,000 registered vehicles.

NCAP Safety

2015

MOT Pass Rate

73.2%

45,000 tests

Monthly Cost

£316

est. annual total

New From

£45,000

Safety rating

Euro NCAP tested the Xf in 2015 and awarded it 5 out of 5 stars.

Adult Occupant

93%

Child Occupant

88%

Pedestrian

82%

Safety Assist

71%

Safety recalls

There are 31 known DVSA recalls affecting the Jaguar Xf. Enter a registration number to check whether a specific vehicle is affected.

R/2025/488

Jaguar Land Rover in conjunction with law enforcement and insurance bodies is aware of the increase in thefts of vehicles in specific geographical locations within the United Kingdom. There is no fault with Jaguar Land Rover's security systems and they continue to meet stringent automotive legislation. Jaguar Land Rover is offering owners guidance on how to maximise vehicle security and protect against theft

Build dates: 2013-06-07 to 2020-09-07

R/2024/207

On certain vehicles there may be insufficient clamp load on the turbocharger oil feed pipe which may over time loosen and lead to an oil leak.

Build dates: 2019-11-29 to 2024-05-07

R/2021/230

The rubberised fuel return hose assembly may have been incorrectly manufactured.

Build dates: 2019-11-25 to 2021-04-16

R/2019/047

Vehicles failed to routinely achieve the required levels of CO2 emissions.

Build dates: 2014-10-10 to 2018-11-20

R/2019/048

Vehicles failed to routinely achieve the required levels of CO2 emissions.

Build dates: 2016-11-09 to 2018-07-05

+ 26 more recalls. Check a specific vehicle to see the full list.

Reliability & MOT

Based on 45,000 MOT tests, the Xf has a first-time pass rate of 73.2% above the UK national average of 72%.

This is a positive sign for reliability. The Xf is less likely to have issues at MOT time than the average car on UK roads.

Running costs

Annual running costs for a typical 5-year-old Jaguar Xf are estimated at around £3,789 per year, or £316 per month.

Fuel

£1,046

/year

Road Tax

£195

/year

Depreciation

£1,818

/year

MOT

£55

/year

Estimated annual running costs based on available data. Excludes insurance, parking, and finance costs. Actual costs depend on your driving habits and circumstances.

Fuel economy

The Xf achieves a combined fuel economy of around 50.4 mpg (37 mpg urban, 52.5 mpg extra-urban).

VariantFuelCombinedEngine
XF SALOONDIESEL50.4 mpg2.0L
XF SALOON, 15MYPETROL34.9 mpg2.0L
XF SALOON, 15MYDIESEL57.7 mpg2.2L
XF SALOON, 15MYDIESEL47.1 mpg3.0L
XF SALOON, 15MYPETROL30.4 mpg3.0L
XF SALOON, 16MYPETROL37.7 mpg2.0L
XF SALOON, 16MYDIESEL68.9 mpg2.0L
XF SALOON, 16MYDIESEL51.4 mpg3.0L

Depreciation

Starting from £45,000 new, a Jaguar Xf typically retains about 56% after 3 years and 46% after 5 years.

AgeRetainedEst. ValueLost
1 year75%£33,750−£11,250
2 years64%£28,700−£16,300
3 years56%£25,250−£19,750
4 years50%£22,700−£22,300
5 years46%£20,900−£24,100
6 years43%£19,450−£25,550
7 years41%£18,250−£26,750
8 years39%£17,350−£27,650
9 years37%£16,500−£28,500
10 years35%£15,650−£29,350

Theft risk

The Xf has a theft rate of 5.6 per 1,000 registered vehicles, rated moderate compared to the national average of 5.5 per 1,000.

How common is the Xf?

There are currently 90,029 licensed and 6,641 SORN Xfs in the UK (96,670 total). This makes it a common vehicle on UK roads.

Frequently asked questions

Is the Jaguar Xf reliable?

The Xf has a 73.2% first-time MOT pass rate based on 45,000 tests — above the UK national average of 72%. This suggests good overall reliability.

How safe is the Jaguar Xf?

Euro NCAP awarded the Xf 5 out of 5 stars when tested in 2015. It scored 93% for adult occupant protection, 88% for child occupant protection, 82% for vulnerable road users, and 71% for safety assist features.

How much does a Jaguar Xf cost to run?

Annual running costs for a typical 5-year-old Xf are estimated at around £3,789 per year (£316/month). This includes fuel, road tax, depreciation, and MOT fees — but excludes insurance, servicing, and repairs.

Are there any recalls on the Jaguar Xf?

There are 31 known safety recalls affecting the Xf. These are issued by the DVSA when a safety defect is found. You can check if a specific vehicle is affected by entering its registration number.

Is the Jaguar Xf likely to be stolen?

The Xf has a theft rate of 5.6 per 1,000 registered vehicles, which is rated moderate compared to the national average of 5.5 per 1,000. Standard security precautions should be sufficient.

How much does a new Jaguar Xf cost?

A new Xf starts from around £45,000. After 5 years, a typical example retains about 46% of its original value.

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